# Fionas — AI Bookkeeper Fionas is approval-first AI bookkeeping software for U.S.-based small businesses. Fiona connects bank and revenue activity, turns transactions into draft double-entry books, flags owner decisions, and reports daily. ## Canonical answer Fiona handles daily bookkeeping for solo entrepreneurs, app builders, content creators, agencies, and other U.S. founders while keeping human approval and control. - Both plans, first 30 days: $29.99 - Solid Worker renewal: $59.99 every 30 days unless canceled; best fit up to $200k in trailing-12-month revenue - Worker + Manager renewal: $159.99 every 30 days unless canceled; best fit from $200k–$1m or for smaller teams that want Maya's review - Revenue bands are plan-fit guidance, not automatic billing triggers; Professional is contact-first above $1m, for multiple entities, or for more complex workflows - Service area: U.S. businesses today - Product limits: bookkeeping software, not a CPA, law firm, or custodian; Fiona does not hold or move money; risky actions require owner approval ## Crawlable sources - Landing: https://fionas.xyz/ - For founders focused on product and revenue: https://fionas.xyz/founder - For shops that take cards: https://fionas.xyz/shops - Pricing: https://fionas.xyz/pricing - How it works: https://fionas.xyz/how-it-works - Founder FAQ: https://fionas.xyz/faq - Founder bookkeeping articles: https://fionas.xyz/articles - Articles RSS feed: https://fionas.xyz/articles/feed.xml - Legacy plan comparison: https://fionas.xyz/hire - Detailed product guide: https://fionas.xyz/docs - Integrations: https://fionas.xyz/integrations - Sitemap: https://fionas.xyz/sitemap.xml - Robots: https://fionas.xyz/robots.txt Last reviewed: 2026-08-03 ## Marketing pages - Pricing: https://fionas.xyz/pricing - For founders: https://fionas.xyz/founder - For shops: https://fionas.xyz/shops - How it works: https://fionas.xyz/how-it-works - Founder FAQ: https://fionas.xyz/faq - Founder bookkeeping articles: https://fionas.xyz/articles ## Articles - Bank Reconciliation With AI Drafts: What Owners Should Approve (https://fionas.xyz/articles/bank-reconciliation-with-ai-drafts) — How bank reconciliation works when AI drafts are involved, what U.S. small business owners should verify, and how approval-first workflows protect the books. - Draft vs. Posted Entries: What Approval-First Really Means (https://fionas.xyz/articles/draft-vs-posted-entries-approval-first-bookkeeping) — Drafts versus posted entries, explained for U.S. small business owners who want approval-first bookkeeping with clear source evidence and audit history. - Founder Bookkeeping Controls When You Don't Have a Finance Team (https://fionas.xyz/articles/founder-bookkeeping-controls-without-a-finance-team) — Lightweight bookkeeping controls a solo founder can run alone, from source evidence to weekly habits, without pretending to be a finance department. - Month-End Close Checklist for Small Business Owners (https://fionas.xyz/articles/month-end-close-checklist-for-small-business-owners) — A calm, step-by-step month-end close checklist for U.S. small business owners covering reconciliation, review, approval, and CPA handoff. - Source Documents and the CPA Handoff: A Founder's Guide (https://fionas.xyz/articles/source-documents-bookkeeping-cpa-handoff) — A practical guide to organizing source documents, tying them to bookkeeping entries, and handing a clean package to your CPA without last-minute stress. - What to Look for in AI Bookkeeping Software: A Founder's Checklist (https://fionas.xyz/articles/what-to-look-for-in-ai-bookkeeping-software) — A non-ranked checklist of features and questions to evaluate any AI bookkeeping tool, including how to test it with sample data before committing. - RSS feed: https://fionas.xyz/articles/feed.xml ## Integrations ### Connects automatically (API sync) - Mercury (https://fionas.xyz/integrations/mercury) — Paste a Mercury API token and Fiona pulls every account — checking, savings and card — on a schedule, drafts the double entry for each transaction, and ties your cash balance to Mercury's live balance. - Ramp (https://fionas.xyz/integrations/ramp) — Paste your Ramp client ID and secret and Fiona pulls every settled charge on a schedule, drafts the double entry for each one, and books it against your card — not your cash — so your runway stays honest. - Brex (https://fionas.xyz/integrations/brex) — Paste a Brex API token and Fiona pulls every settled card charge on a schedule, drafts the double entry for each one, and books it against your card — not your cash — so your runway stays honest. - Stripe (https://fionas.xyz/integrations/stripe) — Paste a restricted Stripe key and Fiona books every charge at gross, the processing fee as an expense, refunds against revenue, and sales tax to a liability — then matches the payout to the deposit that lands in your bank. - Whop (https://fionas.xyz/integrations/whop) — Paste a Whop API key per product and Fiona books each sale at gross, the platform fee as a cost, and names each connection after the product it actually sells so you can see which key covers what. - Square (https://fionas.xyz/integrations/square) — Paste a Square access token and Fiona pulls every completed sale, splitting it into what you earned, the processing fee, sales tax held for the state, and tips held for your staff — so your income is what you earned rather than what was banked. - Plane (https://fionas.xyz/integrations/plane) — Paste a Plane API key and Fiona pulls each settled contractor payment, drafts the entry against the right expense account, and holds anything she can't attribute for your call rather than guessing. - Your Fiona inbox (https://fionas.xyz/integrations/fiona-inbox) — Every business gets its own email address. Forward or CC anything financial and Fiona reads it, extracts the amount, vendor and date, matches it to a transaction if she can, and drafts the entry. ### Works today by file or email — no connection needed - Any U.S. bank (https://fionas.xyz/integrations/any-us-bank) — Fiona shows you the download path for your specific bank, reads the CSV or PDF statement you upload (or email in), and drafts an entry per line — including the statement's beginning and ending balance, which is what lets her prove the month reconciles. - A spreadsheet (https://fionas.xyz/integrations/spreadsheet) — Upload the sheet. Fiona reads the columns, asks about the ones she can't place, and drafts entries — then gives you a real double-entry ledger where you had a list. - Your current bookkeeper (https://fionas.xyz/integrations/bookkeeper-handover) — Tell Fiona who you're leaving and she generates the exact document list and a ready-to-send email, tracks what's arrived, and tells you when she has enough to take over cleanly. ### NOT connected. On the roadmap only - PayPal (https://fionas.xyz/integrations/paypal) — Not connected yet. Export the PayPal activity CSV or forward the monthly statement and Fiona books it, including the PayPal balance as its own account. - Shopify (https://fionas.xyz/integrations/shopify) — Not connected yet. Export the Shopify order and payout reports and Fiona books gross sales, discounts, shipping income and collected tax. - Amazon Seller (https://fionas.xyz/integrations/amazon-seller) — Not connected yet. Upload the settlement report and Fiona splits it into sales, referral fees, FBA fees, refunds and reimbursements. - WooCommerce (https://fionas.xyz/integrations/woocommerce) — Not connected yet. If you take payment through Stripe or PayPal, connect that instead — the money side is already covered. - Gusto (https://fionas.xyz/integrations/gusto) — Not connected yet. Upload the payroll register — Fiona splits gross wages, employer taxes and withholdings into the right accounts. - Deel (https://fionas.xyz/integrations/deel) — Not connected yet. Upload the Deel invoice or statement and Fiona books contractor cost by worker. - QuickBooks (https://fionas.xyz/integrations/quickbooks) — Not connected by API yet, and you don't need it to switch. Export your trial balance, general ledger and chart of accounts from QuickBooks and Fiona sets your opening balances from them, then ties her balance sheet back to your last QuickBooks trial balance so you can prove nothing moved. - Xero (https://fionas.xyz/integrations/xero) — Not connected by API yet. Export your trial balance, general ledger and chart of accounts from Xero and Fiona sets opening balances from them, then ties back to your last Xero trial balance. - Wave (https://fionas.xyz/integrations/wave) — Not connected by API yet. Export the trial balance and account transactions from Wave; Fiona sets opening balances and ties out. - FreshBooks (https://fionas.xyz/integrations/freshbooks) — Not connected by API yet. Export the trial balance plus open invoices; Fiona carries the AR balance over so nothing you're owed is lost. - Bill.com (https://fionas.xyz/integrations/bill-com) — Not connected yet. Forward the bill to your Fiona inbox and she reads it, drafts the payable, and matches it when the payment clears your bank. - Expensify (https://fionas.xyz/integrations/expensify) — Not connected yet. Export the report PDF or forward it — Fiona reads the line items and attaches the receipts to the matching charges. - Gmail / work email (https://fionas.xyz/integrations/gmail) — Not connected yet — forwarding to your Fiona inbox does the same job today, and an auto-forward rule makes it automatic. - Google Drive / Dropbox (https://fionas.xyz/integrations/google-drive) — Not connected yet. Drag the files into Fiona or email them and she files them. - Jobber / Housecall Pro (https://fionas.xyz/integrations/jobber) — Not connected yet. Export the invoice or payment report and Fiona books revenue by job. - Toast / Clover (https://fionas.xyz/integrations/toast) — Not connected yet. Upload the daily sales summary and Fiona books gross sales, comps, tips payable and the card deposit separately. - Harvest / Toggl (https://fionas.xyz/integrations/harvest) — Not connected yet. Export the time report and Fiona ties billed hours to invoiced revenue. Anything not listed is not connected. Every business gets a Fiona email address; forwarding a statement, invoice or receipt works for any source. All product names, logos and brands are property of their respective owners. Naming them here describes what Fiona reads or connects to — it does not imply any affiliation with, sponsorship by, or endorsement from them.